Same underlying data. 100x cheaper. API-native instead of PDF reports.
Creditsafe is the default choice for company credit checks in the UK — used by procurement teams, credit departments, and compliance officers across thousands of businesses. A single Creditsafe report costs £5-25. UKDataAPI's Entity Intelligence endpoint returns the same underlying Companies House, FCA, and Gazette data — plus a proprietary Corporate Distress Score — for £0.015 per call. That's not a typo. The difference is that Creditsafe sells to humans reading PDFs. UKDataAPI sells to developers building systems.
| Feature | UKDataAPI | Creditsafe |
|---|---|---|
| Company profile (name, status, SIC, address) | Included | Included |
| Officers & directors | ✓Full list with appointment dates | Key personnel only |
| Beneficial ownership (PSCs) | ✓Full PSC declarations | Limited |
| Filing history | ✓Last 10 filings | Summary only |
| Charges (secured debts) | ✓Full register | Summary |
| FCA regulatory status | ✓Cross-referenced automatically | Not included |
| Gazette notices (insolvency warnings) | ✓Real-time from The Gazette | Delayed |
| Government contracts | ✓From Contracts Finder | Not included |
| Risk score | Corporate Distress Score (0-100) with factor breakdown | Credit score (proprietary, opaque) |
| Output format | ✓Structured JSON API | PDF report + web portal |
| Batch processing | ✓Up to 500 req/min | Manual or enterprise plan |
| AI agent access (MCP/x402) | ✓Native support | Not available |
UKDataAPI
From £0.002/call (summary) to £0.03/call (full). Pay-as-you-go. No contract. Free tier: 200 credits/month.
Creditsafe
£5-25 per report. Annual contracts starting ~£1,000/year. Volume discounts on enterprise plans.
curl -H "Authorization: Bearer YOUR_API_KEY" \ "https://www.ukdatapi.com/api/v1/entity/00445790?depth=standard" # Returns: company profile, officers, PSCs, filings, charges, # FCA status, Gazette notices, Distress Score (0-100) # Cost: 8 credits (£0.015)
200 free credits. No contract. No credit card.